Gateway Financial Audit
End-to-end financial audit of a payment gateway application covering capture, settlement, fees, reserves, and reporting relied on by finance.
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Bangkok · Payment gateway audits
We examine how money moves through your payment gateway application — settlement timing, fee ledgers, reconciliation breaks, and control gaps — then deliver a written financial audit your finance and compliance teams can act on.
Flagship engagement
A full financial audit of a payment gateway application — for merchants preparing a processor change, acquirers reviewing a partner stack, or finance teams closing a control review.
Primary offer
Gateway Financial Audit
Scope covers transaction capture, authorization-to-settlement mapping, fee and FX posting, chargeback reserves, and the reports your ledger relies on. You receive findings ranked by financial exposure, with recommended remediation owners.
Review audit scopeRelated audit work
Shorter reviews when you need focus on one control area before a full engagement.
Settlement Reconciliation Review
A focused examination of whether settlement files, bank receipts, and the merchant ledger close cleanly for a defined sample window.
Fee & Ledger Assessment
Trace MDR, interchange, FX markups, and reserve holds from gateway fee reports into the accounts that finance actually books.
What clients ask us to verify
- Whether settlement files match the merchant ledger for a sample period
- How MDR, interchange, and FX markups appear in the gateway’s fee reports
- Whether refund and chargeback paths reverse correctly in the books
- Gaps between application controls and finance sign-off procedures
From a recent Bangkok engagement
“They walked our settlement file line by line against our ERP. The fee mapping table alone explained a three-month variance we had been chasing.”
Read client storiesField notes
Practical writing on reconciliation, gateway fee structures, and audit preparation.
Preparing a document room for gateway auditors
What to stage before fieldwork so a financial audit of your payment gateway application spends time on findings, not file hunting.
Financial controls for a gateway cutover weekend
A checklist finance can own when a payment gateway application or processor path switches — before volume makes surprises expensive.
Why MDR on the contract differs from what you book
Blended rates, FX points, and reserve releases quietly reshape gateway fee reports — here is what to check before renegotiation.