Focused review
Settlement Reconciliation Review
A focused examination of whether settlement files, bank receipts, and the merchant ledger close cleanly for a defined sample window.
Purpose
When month-end closes late because settlement and the ledger disagree, this review isolates the breaks. We test a defined window — often one or two full settlement cycles — rather than reopening the entire control environment.
Included
- Mapping of settlement file fields to ledger postings
- Exception listing with likely root causes (timing, FX, partial captures, missing refunds)
- Observation notes on who signs off and what evidence they keep
- Short memo ranking breaks by baht impact
Excluded
Full fee-schedule redesign, processor contract negotiation, and multi-year historical rebuilds (those belong in the Gateway Financial Audit).
Next step
Tell us the sample months and which processors feed your gateway on the contact form.